How To Get An Fha Home Loan Using Your 401K To Buy A House Buy a house, or max out 401k? | Financial Questions and. – Buying a home in an area where values are stable or increasing is a very good point. A house that no longer meets your housing needs can be sold later but be aware that it can take time. Alternatively, a house can be used as an investment via rentals or owner financed selling. This is very general as I don’t know much about you..