2018 FHA Credit Requirements. Because FHA home loans are insured they are much less risky for lenders. They are able to lower their minimum requirements for a loan. No longer do you need to have a 620 credit score, people with poor credit can get approved. These "bad credit home loans" are known as a sub-prime mortgage.
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Mobile home loans are specially tailored loans meant for purchasing a mobile home loan, refinancing a previous mobile home in parks or communities and sometimes for purchasing the land where the mobile home is parked. These loans can be really affordable because just like mortgage loans and most vehicle loans, they are secured.
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MaineHousing's First Home Loan Program makes it easier and more affordable to buy a home of your own by providing low fixed interest rate mortgages.. Financing for mobile homes – MaineHousing offers mortgages for single- and. Limits vary depending on how many people live in your household and where in Maine.
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