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Once you know the home price you can afford, use our Mortgage Calculator to get an estimate of how much you could expect to pay monthly based on today’s rates. You can also use Rocket Mortgage to see what rate and monthly payment you’re approved for.

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Estimate the home price you can afford by inputting your monthly income, expenses and specified mortgage rate. Adjust the loan terms from 15-, 20- and 30-year mortgages and see your estimated home price, loan amount, down payment and monthly payments change.

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The Mortgage Affordability Calculator estimates a range of home prices you may be able to afford based on the accuracy and completeness of the data and information you enter. The results are intended for illustrative and general purposes only, and do not constitute, nor should they be relied upon as financial or other advice.

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How Much House Can I Afford? | DaveRamsey.com – Once you know how much you can realistically spend on a new home, make sure you and your spouse are on the same page about your budget and what you can actually pay! Add up any income you bring in each month. Let’s say you bring home $2,400 a month and your spouse makes $2,600 a month.