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For furloughed federal workers, these are the best and worst ways to borrow money – where you can get much lower rates versus tapping into your personal line of credit," Dull said. Personal loans, or unsecured loans, do not require borrowing against something of value, like a house,
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Your house is on the line. If you bought your house or refinanced when rates were super-low, you have to ask yourself how wise it is to borrow against your home at a rate that’s considerably.