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Read This Before Borrowing Against Your Home – The benefit of taking out a home equity loan is that it’s generally easy to qualify for. The reason? Your home is being used as collateral against that loan, which is ample protection for your lender.
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If you’re thinking about buying a new home, the question, "how much house can I afford?" is the first one to ask yourself. Many first-time home buyers need to ask this question, but may not. Determining the lending amount you can qualify for is the first official step you need to take.
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