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1. –  · The #1 question first time home buyers ask is: How much mortgage do I qualify for? This is, by far, the wrong question to be asking. They shouldn’t be basing their purchase price based on what mortgage they qualify for but instead, how much of a mortgage.

   How Do Bond Loans Work? – Find out now: How much house can I afford. Bond loans are generally for 30-year fixed-rate mortgages. That means that if you qualify, you will have 30 years to repay your loan. And your interest.