Second Mortgage Interest Rates Home equity loans are also known as second mortgages. As the name implies, it is another mortgage taken out on the home but this time based not on the price of the home but the amount of equity.

4 Ways to Remove a Name from a Mortgage Without Refinancing – If you want to remove a name from a joint mortgage loan, whether it is your. of an ex-spouse from a joint mortgage loan, pursuant to their divorce decree.. off the hook and allow you to take out another joint mortgage loan,

Can you drop a spouse from a mortgage without their signature. – You can refinance without the spouse but you will need their consent to do so. If the spouse is on the title of the home, the answer is "no". If the spouse is on the existing mortgage the answer.

New Home Buyer Tax Credits Rebates and Tax Credits for electric vehicle charging Stations –  · There are many rebates and tax incentives for purchasing and installing a Level 2 charging station at your home or business. These vary by area, so check with your local utility company to see if there are incentives to take advantage of in your area, including a time-of-use rate.

Can you add your spouse to a mortgage loan without refinancing? – Can you add your spouse to a mortgage loan without refinancing? Patricia Babalis.. Or perhaps you want to take some time off work to travel together, or to start a family, and you could benefit from having a repayment holiday feature or interest-only period attached to your loan.

When Is It Best to Apply for a Mortgage without Your Spouse? – Applying for a mortgage is a tough decision to make, especially when you have a spouse and/or kids. There are cases when in fact it’s best to apply for a mortgage on your own. We’ll tell you all there is to know about mortgages and what helps you get your application approved, or what could get it dismissed.

How Do We Get An Ex-Spouse Off A Mortgage? | realtor.com – The only way to get her off the mortgage is to refinance the house. If an ex spouse is still on the deed to the property then they still have ownership rights to that property. Not a good situation.

Removing a spouse’s name from a mortgage loan involves refinancing the loan. This is doable if you have good credit and sufficient income to qualify for financing on your own. If not, you may need.

6 Ways to Take a Name off a Mortgage – wikiHow – If you want to take a name off a mortgage without refinancing, you can obtain a release of liability through your lender as long as the person staying on the mortgage can prove they can pay the monthly payment. The person staying on the loan typically has to submit pay stubs, tax returns, and bank statements to prove their financial situation.

The only legal way to take over the loan is to get your ex-spouse’s name off the mortgage. 4 ways to remove an ex from a mortgage.. To get a streamlined refinance without an appraisal, you.

Compare Home Equity Line Of Credit Compare Home Equity Loans – TruWest Credit Union – Unlock the equity in your home to help with home improvement projects, debt. A home equity line of credit offers lower rates than traditional credit cards and.