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Compare mortgages | Compare the Market – For fixed rate mortgages, the rate is set at an agreed amount, for a set period of time and only changes at the end of the initial agreement. Fixed rate mortgages: Fixed rate: With this type of mortgage, the interest on your mortgage is fixed at a set interest rate for an agreed period of time, varying from 1-10.

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60% Loan to Value (LTV) Mortgages – Importantly the lower your loan to value ratio, the lower your interest rate will be. This is because the lender will consider you a less risky borrower, as you have in effect already bought outright.

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