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No-Cost Refinance Loan: There’s Really No Such Thing – Even though a no-cost refinance sounds great, there’s really no free lunch. It’s like marrying someone for their money. You might think you’re getting a great deal, but you’ll probably have to put up with your partner’s controlling, narcissistic, and disgusting ways. If you’re not physically attracted to him or her, then that’s a whole other set of problems to deal with.
It sounds like a great deal, right? But be cautious if you’re considering this loan option because it can add significant costs to your loan over time. No closing cost loans are a common choice at Northern Credit Union, in Watertown, N.Y., according to Dan Estal, the bank’s assistant vice president of lending. The average customer at.
A no-closing cost mortgage refinance is when you refinance your mortgage and don’t pay the upfront mortgage refinance fees – often between $2,800 and $4,000 – in exchange for a higher rate or a higher loan balance.
City Creek Mortgage – Utah Mortgages, Refinance & NO-Cost Loans – Understanding No-Cost Loans. In most cases, you can choose different interest rates based on the amount of closing costs. You can pay more fees to have a lower rate, or you can choose a slightly higher rate and pay less in closing costs.
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refinance / no cost loans / repeat? | Yahoo Answers – I just finished a no cost refinance on my house today. Based on the fact it was a no cost loan, I actually walked away with about a 1,000 profit at the bottom line. My question is, how often can I do this, what stops me from doing this every month? Other then maybe putting a dent in my credit score which is over 780.
A Consumer's Guide to Mortgage Refinancings – What is "no-cost" refinancing? Lenders often define "no-cost" refinancing differently, so be sure to ask about the specific terms offered by each lender. Basically, there are two ways to avoid paying up-front fees. The first is an arrangement in which the lender covers the closing costs, but charges you a higher interest rate.
No Cost Home Loan Refinance – No Cost Home Loan Refinance – Refinancing your mortgage loan is easy, just visit our site and check how much money you could save up on your monthly payments.