pre-approved credit cards and pre-approval loans can be a legitimate way for banks and lenders to solicit business. Though these kinds of offers may say "instant approval," in almost every case, the lender will still need to evaluate and confirm your application.

Free Lender Pre-Approval Letter. A Pre-Approval Letter from a direct lender is the strongest possible evidence of a homebuyer’s ability to obtain a mortgage. Upon completing your online application, your Loan Officer will provide you with a list of income and asset documentation to submit through a secure website portal.

Mortgage pre-approval is an initial assessment from a lender indicating how much you may be able to borrow. It requires you to submit a brief application, usually online, and provide financial.

Online Pre-Approval | Castle & Cooke Hawaii – Castle & Cooke Mortgage may keep this completed application whether or not it is approved. This pre-approval does not constitute a commitment to lend.

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When you apply for pre-approval, a lender verifies documentation of your financial history and stability and lets you know whether you’re eligible for a loan, and for how much. Here are the key.