When should you refinance your mortgage loan? – Bankrate’s refinancing calculator lets you input your costs and the loan terms to calculate the months it will take to recoup your costs. While this is not a bad rule of thumb. nominal or stated.

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Refinancing – Breakeven and More – The Balance – Using this rule of thumb, you may decide that you should refinance if you’ll keep your loan for at least 20 months — after that, you’re ahead by $100 per month. Most people who use this approach suggest that it makes sense to refinance if your breakeven point is within two years or so, and that’s not terrible advice.

Don't Refinance Until You Read These 6 Simple Rules – Don’t Refinance Until You Read These 6 simple rules. By. rates-follow these six refinancing rules to know when and how you should refinance.. be a rule of thumb that said to refinance only.

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Lancaster city bond refinancing will save $9.1 million – Hopkins called it extraordinary good news and great timing before city council voted Tuesday night on the refinancing plan. A rule of thumb for deciding if refinancing makes sense is whether a.