This means you need at least 30 percent equity in a property for a cash-out refinance to make sense. For example, a house worth $150,000 can.

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How To Write A Good Letter Of Explanation To My Lender – This BLOG On How To Write A Good Letter Of Explanation To My Lender Was UPDATED On September 21st, 2018. Advice And Tips On How To Write A Good Letter Of Explanation Sample For Mortgage Underwriters. This article on How To Write A Good Letter Of Explanation For Underwriters was Written By gustan cho nmls 873293

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Letter Of Explanation (LOX) For Refinance Cash Out. – How To Write Cash Out Refinance Letter Of Explanation. Letter of explanation known as LOX or LOE is a common way banks and lending institutes requests to receive financial information from their borrowers and people who are applying for loans and mortgage refinancing.

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The Cash Out Spectrum – Mortgage Women Magazine – By Anne Elliott Cash-out refinances have varying levels of risk. Key determinants are borrower motivation, amount of proceeds relative to equity, loan amount, and affordability. Ideally, motivation is explained in an unedited and sufficiently detailed letter of explanation. The higher the proceeds, the more critical the credibility of the letter.