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Revisiting small loans rules crucial to maintaining access to credit for vulnerable consumers – Specifically, in the waning days of the Obama administration, the consumer financial protection bureau (cfpb) took steps to adopt regulations that require lenders to underwrite small-dollar and.

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AOC and Sanders’ credit card interest rate cap would be disastrous – Those caps had barred lenders from charging interest above 6% to 10% a year, forcing low-income Americans to seek credit. The 15% cap would also apply to payday loans – a short-term alternative.

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These loans. in by low interest rates, but when rates begin to rise, those interest charges begin racking up and the attractiveness of these loans starts to wane. Cash advances are typically.

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