Mobile home – Wikipedia – A mobile home (also trailer, trailer home, house trailer, static caravan, residential caravan) is a prefabricated structure, built in a factory on a permanently attached chassis before being transported to site (either by being towed or on a trailer). Used as permanent homes, or for holiday or temporary accommodation, they are left often permanently or semi-permanently in one place, but can be.
Not every mobile home will meet the standards for an FHA loan.. loan duration is 20 years for a mobile home or a single-section home and lot.
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Is it hard to get a mortgage for a mobile or manufactured home? No, but it is different. Loans for manufactured homes come from Fannie Mae and Freddie Mac, two agencies that write the rules for.
Single and Double Wide Mobile Home Loans – ForTheBestRate – Other Double wide manufactured housing resources. You can start researching HUD’s single wide mobile home loan guidelines on the US Department of Housing & Urban Development’s web site. If you are a lender that offers double wide mobile home loans and would like to be listed on this page, please call 910-547-6910 for listing details.
FHA Guidelines for Single-Wide Mobile Homes – activerain.com – Todd Sparks, our office representative with Coldwell Banker Mortgage, said they can loan on a single-wide mobile home, but they have to meet certain FHA guidelines as follows [with my commentary in brackets]: Manufactured Homes / Mobile Homes (Revised: March 9, 2007)
An acceptable use of the VA loan is purchasing a manufactured, or mobile, home. These are built in a factory on a permanent frame and made to be moved in one or more sections.
Maximum loan term for single-wide manufactured home or a single-wide manufactured home and lot is 20 years and 32 days. Maximum loan term for a double-wide manufactured home is 23 years and 32 days. Maximum loan term for a double-wide manufactured home and lot is 25 years and 32 days.
Mobile Home Loan Questions, Financing & Refinancing Answers – To find the monthly payment for this mobile home loan, we can use the Loan Calculator, Scenario #1 with $201,500 as the total loan amount (you are not borrowing this much but you will owe this amount when the mobile home loan is paid), 6.74% as the fixed interest rate, and 240 as the number of payments (1 payment/month for 20 years). The monthly payment is found to be $1,530.94.
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